The Great 401(k) Paradox: Why America’s Middle Class is Liquidating Retirement at Record Rates

The Great 401(k) Paradox: Why America’s Middle Class is Liquidating Retirement at Record Rates The U.S. stock market is hitting historic highs, yet a disturbing trend is emerging beneath the surface. While 401(k) balances reach record averages, hardship withdrawals have skyrocketed by 365% since 2021. This analysis examines the systemic fragmentation of the American middle … Read more